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- All virtual deliveries, membership acknowledgement will be sent by mail.
- No physical deliveries hence return policy is not applicable. 
- Annual memberships taken after 1st April will be available till next year
  Ganeshotsav. (Needs to be checked)
- Life membership is applicable for the Life of member and spouse and Children up to
   age of 25.
- Life membership is non transferable to next generation or to any other relative or 

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